Brexit is likely to affect some day-to-day consumer issues, particularly in a no deal scenario. In such a no deal scenario, the departure of the UK from the EU is likely to create some confusion, and on occasion difficulty, around your consumer rights and options.

October 31st is fast approaching and it’s looking increasingly possible that the UK (and the rest of Europe) could be facing into a No Deal Brexit. There’s a lot of uncertainty around what might happen if that transpires, both on an individual and a commercial level. Here are some important factors that you might want to consider.

We are very aware of the complexity of the world of investments, and that this can prove challenging to consumers as they try to make sense of a baffling amount of terminology. One of the most important roles of for us as a Financial Broker is as an educator, helping people to understand the jargon that is used in relation to investments. After all if people don’t understand the lingo, how can they be expected to understand the recommendations that are made in relation to their money?

We are often approached by individuals who are completely frustrated by their inability to save money. People have good intentions, they want to build up a nest egg but just never seem to quite get there. Why is this?

Top 10: tips to manage your money

Married couples can share tax credits if one person earns less than the other. You can be taxed as one unit and allowed some tax concessions not used by one spouse to be transferred to the other.

Make sure your family is protected It’s not a pleasant thought but have you ever considered how your family would cope without you? Your loved ones mean the world to you so it makes sense to plan for their future. At Gallivan Financial we can help you to find the right type of cover that will ensure that your family’s future is secure.

Transferring your UK pension back to Ireland Both Brexit and the growth in the Irish economy relative to the UK are encouraging emigrant workers to return to Ireland. Consequently, Irish pension providers are seeing an increase in people moving their pensions back to Ireland.

There was cause for celebration at St Mary of the Angels in Beaufort recently as the facility was awarded €10,000 from the Aviva Broker Community Fund.