Brexit is likely to affect some day-to-day consumer issues, particularly in a no deal scenario. In such a no deal scenario, the departure of the UK from the EU is likely to create some confusion, and on occasion difficulty, around your consumer rights and options.

October 31st is fast approaching and it’s looking increasingly possible that the UK (and the rest of Europe) could be facing into a No Deal Brexit. There’s a lot of uncertainty around what might happen if that transpires, both on an individual and a commercial level. Here are some important factors that you might want to consider.

We are often approached by individuals who are completely frustrated by their inability to save money. People have good intentions, they want to build up a nest egg but just never seem to quite get there. Why is this?

Financial Planning Matters for Everyone It’s never too early or even too late to set out your financial objectives for now and the future. Knowing what you have and how you’re spending it, then putting a financial plan in place is essential to ensure you have enough in the bucket for the life you want.

What to look for in a Specified Illness policy So something has happened, maybe a friend or a family member has gotten sick and you’ve seen the financial impact that this can have. Maybe you’ve just become more aware of the financial impact a serious illness would have on your own life. You’ve decided that it’s time to investigate serious illness policies. So where do you start?

Top 10: tips to manage your money

Taking out a life assurance policy is a bit of a grudge purchase for many of us. Yes, we know that it is necessary, as none of us want to contemplate the idea of a death in the family resulting in extreme financial hardship for those left behind.

Married couples can share tax credits if one person earns less than the other. You can be taxed as one unit and allowed some tax concessions not used by one spouse to be transferred to the other.

Make sure your family is protected It’s not a pleasant thought but have you ever considered how your family would cope without you? Your loved ones mean the world to you so it makes sense to plan for their future. At Gallivan Financial we can help you to find the right type of cover that will ensure that your family’s future is secure.