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Mortgage Protection

It pays to act now rather than later when it comes to life insurance and mortgage protection. At Gallivan Financial, we’re committed to getting you the best possible deal on the market.

Get a Quick Quote online today and let us do the hard work.

What is Mortgage Protection?

Mortgage Protection is a life insurance policy that pays off your mortgage in the event of death, be it your own or that of a partner in the mortgage. A number of factors, such as your age and medical history, are taken into account when calculating your premium.

Generally speaking, you must have Mortgage Protection to get a mortgage loan.

Here are some standard features of this kind of policy:

  • Cheaper for younger people.
  • Fixed premium for the duration.
  • Lenders often take an assignment (i.e. the benefits are passed to the lender as part of their security requirements).
  • Insurer will pay off the amount outstanding on your mortgage at the time of death.
What our clients think

Fergal couldn’t have been more helpful. A pleasure to deal with.

Michael, Killarney

Exceptional customer service. Would definitely recommend to a friend.

Paul, Cork

I’m really happy with the terms of my policy.

Anne-Marie, Dublin

I was worried that the whole process was going to be stressful but the team at Gallivan Financial really put me at ease.

Breda, Kildare

I spoke with a few different brokers but Gallivan Financial were head and shoulders above the rest.

Tom, Dingle

Latest News

Irish people confused about mortgage protection, survey finds

The results of a fresh survey have revealed that a fifth of Irish people have no idea how much they’re paying for their ...

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